By accessing and using helptobuycalculator.co.uk (the "site"), you agree to these terms of use. If you do not agree, please do not use the site.
Not Financial Advice
The content on this site, including the Help to Buy calculator and all guides and articles, is provided for general information and educational purposes only. It does not constitute financial, legal, mortgage, tax, or investment advice, and should not be relied upon as such. We are not authorised or regulated by the Financial Conduct Authority (FCA). Before making any decision about a mortgage, equity loan, or other financial product, you should seek advice from a suitably qualified and FCA-authorised professional who can consider your individual circumstances.
Calculator Estimates
The calculator produces estimates only, based on the figures you enter and general assumptions about how Help to Buy equity loan interest is charged. Actual amounts will depend on your specific loan agreement, the relevant inflation figures published each year, and any changes to scheme rules. Figures are not a quote, offer, or guarantee. Always check your official loan paperwork and contact your loan administrator for definitive figures.
No Government or Lender Affiliation
This is an independent website. We are not affiliated with, endorsed by, or connected to the UK Government, Homes England, any local Help to Buy agent, lender, broker, or financial institution.
Affiliate Disclosure
Some links on this site are affiliate links, and some content features advertising. If you click an affiliate link or advertisement and go on to purchase or use a product or service, we may receive a commission or fee at no additional cost to you. Advertising and affiliate relationships do not influence the educational information we provide, and the presence of an advert or link is not a recommendation that a particular product is suitable for you.
Intellectual Property
Unless otherwise stated, the content, design, and code of this site are owned by or licensed to us. You may view and share content for personal, non-commercial use, but you may not reproduce, republish, or exploit it commercially without our permission.
External Links
The site links to third-party websites for your convenience. We have no control over and accept no responsibility for the content, accuracy, or availability of those sites.
Limitation of Liability
The site is provided on an "as is" and "as available" basis without warranties of any kind. To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of, or reliance on, the site or its content, including the calculator results. Nothing in these terms limits liability that cannot lawfully be excluded.
Changes
We may update the site and these terms at any time without notice. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Governing Law
These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
Contact
If you have any questions about these terms, please get in touch via our contact page.